Solar panels on a residential rooftop

Free Energy Calculators

Make smarter energy decisions with real data

ZIP-code-aware tools for every major residential energy decision — solar, EVs, heat pumps, and home batteries. Powered by NREL and EIA data. No sales pitch.

How to use WattMath

One question at a time — start where the money is

Most homeowners arrive at the same five questions when they start looking at energy upgrades: is solar worth it for my house, would an EV cost less to run than my current car, will a heat pump heat my home cheaper than gas, what does charging an EV actually cost, and would a battery keep the lights on. Each WattMath calculator answers one of those questions with real numbers tied to your ZIP code, not the marketing averages most quote sites publish.

The calculators are designed to work in any order, but the order below is the one most readers find natural. Each step builds on what you learned in the last — and every result links to a longer methodology page that shows the formulas, sources, and assumptions in plain English.

1. Start with solar — it sets the ceiling on everything else

The Solar Payback Calculator uses NREL's PVWatts model and your local electricity rate to estimate system size, installed cost after state incentives, and how many years until the panels pay themselves off. Even if you don't end up installing, the payback number is the baseline every other electrification decision gets compared against. If your payback is under 10 years, the rest of the WattMath calculators get more interesting; if it's over 15, the math leans toward efficiency upgrades first.

2. Run the EV total cost of ownership next — it's the biggest annual savings

The EV vs. Gas Calculator compares total cost of ownership over 3 to 10 years using your annual mileage, your current car's MPG, and your local gas and electricity prices. It separates fuel savings from maintenance savings — the maintenance number is where most articles get the math wrong, and it's often larger than the fuel delta. The federal EV purchase credit is gone for vehicles bought after September 30, 2025, so the result is honest about what the math looks like at full sticker.

3. Then heat pumps — the most underrated upgrade

The Heat Pump vs. Furnace Calculator estimates your home's heating load, sizes a heat pump in BTU/hr, and compares annual operating cost against your current furnace using your real electricity and fuel rates. Air-source heat pump federal credits expired at the end of 2025, but geothermal still qualifies for the 30% Section 25D credit through 2032. The calculator surfaces state and utility rebates that often matter more than the federal piece.

4. Charging cost — the question every new EV owner asks first

The EV Charging Cost Calculator answers "what does it actually cost to fill up?" for Level 1, Level 2, and DC fast charging. The result includes cost per mile, which is the number to compare against the per-mile cost of gas in your other car. A home Level 2 charger may still qualify for the Section 30C federal credit if installed on or before June 30, 2026.

5. Battery sizing — only after the other four

The Home Battery Calculator sizes backup storage in usable kWh based on the critical loads you actually want to keep running. The usable-versus-nameplate distinction is where the marketing-spec sheets mislead — the calculator uses real usable capacity for Powerwall 3, Enphase IQ Battery 5P, and Franklin aPower 2. Batteries paired with new solar qualify for the 30% ITC; battery-only installs don't.

Why homeowners trust WattMath

When the decision involves $5K–$50K, the tool you use matters.

NREL PVWatts

Government-grade solar data

Solar production estimates powered by NREL PVWatts, the same model used by utilities and professional installers nationwide.

EIA Open Data

Real electricity & gas rates

Electricity and gas prices sourced from the U.S. Energy Information Administration and refreshed monthly — not marketing estimates.

No Signup Required

Anonymous by design

All five calculators are free and require zero account creation. No personal data collected. Results delivered in seconds.

Open Methodology

Every formula documented

Each calculator publishes its formulas, assumptions, and data refresh dates. No black-box answers for a $30K decision.

2026 update

What changed in 2026 — and what every other calculator gets wrong

The One Big Beautiful Bill Act (OBBBA, Public Law 119-21) was signed on July 4, 2025 and reshaped the federal energy-credit landscape that every residential energy calculator on the internet was built on. Most of those calculators still assume the Inflation Reduction Act step-down schedule — which never took effect. Three credits were terminated: the Section 25D residential solar credit ($0 for installations after December 31, 2025), the Section 25C air-source heat pump credit (expired December 31, 2025), and the Section 30D EV purchase credit (gone for vehicles acquired after September 30, 2025).

Three credits survived. The Section 25D credit for geothermal heat pumps still pays 30% with no dollar cap through 2032. The Section 30C credit for residential EV chargers still pays 30% (capped at $1,000) for property installed on or before June 30, 2026. The 30% solar Investment Tax Credit on combined solar-plus-battery systems is intact when both components go in together.

Every WattMath calculator was rebuilt against the post-OBBBA tax landscape. State and utility rebates — which often matter more than the federal piece for residential decisions — are pulled from a quarterly-verified incentives table. If you see a different solar payback or heat pump ROI number elsewhere on the internet, the most likely reason is that the other tool is still using the pre-2026 federal credit assumptions.